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Personal Checking Accounts

See Current Rates

Checking Accounts
Column has the checking account name and description; other columns show opening deposit and fees.
Features Local Choice Checking Local Choice Interest Checking Local Choice 62+ Checking Smart Start Checking
For ages
13 thru 17
HSA Checking
(Health Savings Account)
$5 Opening Deposit No No No No
$25 Opening Deposit No No
$100 Opening Deposit No No No No
Debit MasterCardĀ®
Online Banking
BillPay No
Mobile Banking
Mobile Deposit
E-Statements
TeleBank (877) 477-1154
ATM Walk-up & Drive-up
iTM Video Teller Walk-up & Drive-up
Variable Tiered Interest Rates No No No
$3 Maintenance Fee.* Waived for minimum $2,500 daily balance. No No No No
$9 Maintenance Fee.* Waived for minimum $2,500 daily balance. No No No No
Free Specialty Blue Checks No No No No
Banzai! Financial Literacy Resources
Coin Machine

*Maintenance Fees are assessed each statement cycle.