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Personal Savings Accounts

Enjoy Convenience With Every Account:

Online Banking, Mobile Banking, E-Statements, TeleBank, and ATM Card (with Regular Savings)

Savings Accounts Designed for you... Opening Deposit Interest Maintenance Fees Withdrawals

Regular Savings

 ...if you want to save for a down payment for a home, college education, a special vacation or a rainy day. $100 Compounded daily, paid quarterly, rate is variable.
See our Current Rates.		 $5 fee waived for maintaining $300 average daily balance per quarter OR $5 fee waived if enrolled in E-Statements.

Holiday Savings

 ...if you plan to save for holiday shopping, travel or any other specific purpose. Account can be opened in November, December and January only. Account matures on the last business day of October. $5 Compounded daily, paid at maturity, variable rate.
N/A No partial withdrawals. Take advantage of an automatic transfer at maturity.

Minor Savings or UTMA

 ...if you want to help a young person learn to save or set aside funds for a minor child. $25 Compounded daily, paid quarterly, rate is variable.
 N/A

Insured Money Market

 ...if you want security, liquidity and the convenience of limited check writing while earning higher interest on higher balances. $2,500 Compounded daily, paid monthly, variable tiered rates.
 Waived on minimum daily balance of $2,500, otherwise $10.

Certificate of Deposit

 ...if you want to earn higher interest for specific terms and do not need funds available for a period of time. $500 or more depending on term Compounded & reinvested quarterly on Growth CDs. Simple interest paid monthly or quarterly on Income CDs.
See our Current Rates.		 N/A Substantial penalty for early withdrawals.

Individual Retirement Account (IRA Savings)

 ...if you want to save for retirement without risking the principal and generate tax deferred earnings. $100 Compounded daily, paid quarterly, rate is variable
See our Current Rates.		 N/A Tax implications may apply.

Individual Retirement Account (IRA CD)

 ...if you want to earn higher interest for specific terms, save for retirement without risking the principal, and generate tax deferred earnings. $500 or more depending on term See IRA Disclosure.
See our Current Rates.		 N/A Early withdrawal penalties and tax implications may apply.